Private Client Services
We help you achieve your lifestyle goals by clarifying the complexities of financial services into a personalized action plan.
Your short-term goals balanced with long-term desires, risk tolerance, and stage of life all play a part in developing a financial plan that works for you. We are here to help you keep a watchful eye on today’s complex global markets by creating diversified portfolio models designed to preserve your assets from market volatility. The result is a financial plan that is as comprehensive as it is flexible to help you navigate the road ahead and keep you on the path to financial independence.
Creating the plan is only the first step. We are with you every step of the journey to financial independence. That is why we provide ongoing communication, education, and technology designed to keep you informed and on top of current events, account activity, and SBC happenings.
Estate (Trust) Planning
Estate (Trust) Planning
We spend a lifetime creating and managing our financial affairs and yet too few spend the necessary time to make sure our desires are carried out in the event of incapacity or death.
Whether your estate is simple or complex, our team at SBC is here to assure your desires are accomplished in the most efficient manner possible with ease of distribution and minimizing estate expenses in mind.
Business Exit Strategies
Business Exit Strategies
For most business owners, their company is a complex and illiquid investment that represents the lion’s share of their net worth. It also represents their life’s work, a legacy worth protecting. Getting an exit right takes planning. Whether you intend to transfer your company to family, partners, managers, a third party, private equity or a strategic buyer, exit planning is well worth it.
Even something as simple as developing an income strategy and tax management strategy from the actual liquidity event becomes crucial to the success of the exit.
On a personal level, exit planning settles your mind, re-energizes you and gives your work greater purpose.
We value the trust you place with us to achieve your lifestyle goals. As a Registered Investment Advisor (RIA), our fiduciary responsibility is to provide sound investment advice for your financial success. But to us, your success is more than just our responsibility; it is the driving motivation behind what we do every day.
By designing, managing, and regularly reviewing a diversified portfolio strategy, we help you enhance and preserve your assets. We use a wealth of resources to review risk and return characteristics of all available investment options. Our multiple fund, institutional-style model of investing gives you exposure to many different asset classes to mitigate the impact from market volatility. By regularly performing detailed market analysis, closely monitoring portfolio performance, and practicing due diligence to stay on top of market changes, we help keep you on the path to success.
Philanthropic planning is an important part of financial and estate planning so you can continue to have a positive, enduring impact on the causes your care about. Whether it is as simple as using RMD giving or more complex Charitable trusts or Donor Advised funds the team at SBC can help you accomplish your objectives in the most efficient way for both you personally and the charities you care most about.
We all need proactive planning advice, plain and simple. Tax planning goes well beyond what account to pull money from and when. It involves business planning, corporate executive benefits, income planning, charitable planning, and much more. Tax planning is an essential part of our financial and estate planning. All to ensure that all elements work together to allow you to pay the lowest taxes possible.
Leaving wealth for the next generation should be a family conversation. These family discussions are a critical piece in our estate planning to ensure our desires are understood by those most important to us. Often these discussions help us immensely with our planning and are a valuable tool to make sure we aren’t the ones responsible for family disagreements when we are not around to clarify our desires. Yet these discussions are often difficult for us to have on our own.
Let the experienced team at SBC help facilitate these conversations with your loved ones.
Who We Work With
Here is how we work together with you to create your personalized financial strategy.
Start with a Conversation
We start with an informal meeting to get to know you. We take the time to listen to your lifestyle goals, financial concerns, and address any questions you may have about our firm, our processes, or our services. Leaving the meeting, you can feel confident knowing that you have a team of trusted professionals just as invested in your success as you are.
Assess Your Current Financial Situation
After our initial conversation, you will receive a no-commitment analysis of your current financial situation so you understand where you are and what it will take to get where you want to go.
Work Together to Develop a Plan
As a client, we work with you to customize your financial plan for your specific needs. While the initial assessment provides a good starting point, your financial plan is as unique as you are. In this phase, we balance objectives, expectations, and priorities with your stage of life, risk tolerance, tax implications, and more.
Make the Plan Actionable
A plan is only as good as the action that comes from it. We work together to break down the small steps you can take today to achieve success tomorrow. But because there isn’t just one path to success and because life happens, we have built-in contingency plans to help you stay on track to achieve your lifestyle goals.
Review the Plan Regularly
Periodic reviews of your plan keep you on track to achieve your goals. The economy, markets, and legal environments are always changing, so staying connected through regular reviews ensures you stay on the path to achieving your financial dreams.
Contact us for a no-obligation consultation today.